If God didnt want me to practice on you he would have given me a sheep farm.

I know many of you hope one day to find a special someone with an excellent credit history and maybe go in on a thirty-year fixed-rate mortgage together. I too am a romantic. But romance isn't just about money - there's a biological aspect to it too. If you don't send today's card to a potential co-mortgage signatory then you'll never have any offspring to fight about in court. I'm here to help.